The most important condition that must be met in order to obtain a general purpose loan is; applicants have sufficient credit ratings. People with low credit ratings can make their applications quite difficult, not only when applying for general purpose loans, but also for all other loans. The most basic conditions required for the general purpose loan application are;
- Over 18 years old and
- Credit score is sufficient.
There is no different obstacle for people who meet these conditions and prove their income status, in order to attract general purpose loans. Banks can offer different methods and conditions for application to consumer loans.
What Are Quick Loan Application Methods?
Thanks to the developing banking infrastructure in our country, it is possible to apply for many loans instantly. It can be easily done over the Internet using the retail banking services of all banks. For application in demand loan;
- Sms application
- Internet and mobile banking or
- Directly from branches
You can make your loan applications. For SMS applications, fast applications can be made by specifying the credentials and amount of credit requested. Bank customers can benefit from these methods.
What are the Required Documents in Consumer Loan Applications?
Documents required for loan applications have common features for all banks. Apart from the documents required for the standard loan application, banks can also request additional loan application documents from the customers. Documents required to take credit;
- Identity card (passport / driver’s license, etc.)
- Residence certificate (invoice for the last months)
- Document showing income status (salary payroll, salary letter, tax plate etc.)
- Credit request form (given by the bank)
It is sufficient to attract general purpose loans. The correctness and completeness of these documents will be effective in the positive conclusion of your loan requests.
What Conditions Do I Need to Carry for a Consumer Loan Application?
Requirements for people who want to take a loan are common conditions that all banks are looking for in their customers. Demand for loans needed to take;
- Over 18 years old
- Income is sufficient
- High credit rating and
- Can provide surety / guarantee when necessary
Everyone can apply for general purpose loans or other types of banks.